Make a plan to become debt-free.
Track your balances, compare Debt Snowball and Debt Avalanche strategies, and see a clearer path toward paying off your debt — all in one Excel workbook.
View the Planner on Etsy →Explore featuresOne-time digital purchase · Excel (.xlsx) · No physical item shipped
A simple system for your debt payoff journey
Instead of juggling balances and due dates, organize your debt information in one place and compare two widely used repayment approaches.
Keep balances, interest rates and payment details together in a structured worksheet.
Explore the Snowball method (smallest balance first) and Avalanche method (highest interest rate first).
Review the dashboard and estimated repayment schedules as you plan your payments.
See what’s inside
A downloadable Excel workbook with debt-entry sheets, repayment plans, a dashboard and a Start Here guide.
Illustrative examples are for planning purposes. Actual payoff timing and interest costs depend on your balances, rates, payment amounts and lender terms.
Ready to organize your payoff plan?
Get the Debt Freedom Planner through our Etsy shop and start with your own numbers.
Get the Excel Planner on Etsy →Instant digital download after purchase · No physical product